3 Social Security Payments Coming in November, Plus 2 Extra Payments in December with COLA Increase

People in the US who get Social Security will get a total of five payments in November and two more payments in December. The December payments will include the Cost of Living Adjustment (COLA) rise. People who count on these benefits will have better coverage at the start of 2025 thanks to the regular payments and the COLA increase. This is good news that 2024 is coming to an end.

Different types of Supplemental Security Income (SSI) and Social Security have different due dates for both the November and December payouts. People who get SSI will get their first 2.5% raise check on December 31, before they get their January 2025 payment. This payment is sent early because January 1st is a holiday, so it can be used right away.

How much does Social Security pay in November?

In November, Social Security will send five payments to five different people. Remember these important days:

• November 1st: SSI payment for the month, targeting Supplemental Security Income beneficiaries.
• November 1st: Payment for Group 2 retirees, who started getting the benefit after May 1997 and whose birthday is between the 1st and 10th.
• November 20: Payment for group 3 retirees, with birth dates between the 11th and 20th of the month.
• November 27: Payment for group 4 retirees, who were born between the 21st and 31st of the month.
• November 29: Second SSI payment, although this one corresponds to December, it is brought forward due to the fact that December 1st falls on a weekend.

It is planned that these payments will meet the wants of the recipients before the holidays at the end of the year. The amounts of each payment stay the same, but the payment due on December 31 will include the 2025 COLA raise.

When am I going to get Social Security in December?

In December, each type of retiree will get their normal Social Security payment on the due date. On the last day of the year, an extra SSI payment will be sent with the 2025 COLA already included. These are the dates:

• December 11: First payment for Group 2 retirees.
• December 18: Payment for Group 3 retirees, who have an 11th through 20th birthday.
• December 25: Payment for group 4 retirees, with birth dates between the 21st and 31st.
• December 31: Extra SSI payment with the 2025 COLA increase.

SSI recipients will get the check with the COLA raise, which makes this last annual payment even more important. Even though it’s the first payment for January, it’s made on December 31 so that people can get the benefit in the middle of the holiday season.

With these payouts, Social Security recipients will end the year with the cost-of-living adjustment included. This will give them better coverage for the next year.

So, a retiree could get up to five payments in the last two months of the year: two SSI payments in November, one more SSI payment in December, and a standard retirement payment each month. With this plan, Social Security not only pays the usual monthly benefits, but it also makes sure that people who depend on SSI get extra money in December. This steady flow of payments gives you more security and money to cover your year-end costs and the start of 2025.