Retirees need to be careful when choosing a car, as some models may not be practical for their needs. Here are five types of cars retirees should avoid:
1. Cars With High Ground Clearance
Alan Gelfand, owner of German Car Depot, advises against lifted trucks and large SUVs. “These vehicles are hard to get in and out of, which can be challenging for retirees,” he explained.
“Over time, they can put unnecessary strain on your joints, which may worsen mobility issues, especially for those with arthritis or hip problems.”
Erin Kemp, a consumer advocate at Bumper, added that these cars also tend to be more expensive. “While it depends on the situation, trucks generally cost more than sedans,” Kemp noted.
2. Luxury Cars
Gelfand also warned against buying luxury or exotic cars. “They often require costly maintenance due to specialized parts, which can become a financial strain,” he said. “Choosing a reliable car with affordable upkeep is a smarter choice.”
Angel Reyes, managing partner at Angel Reyes & Associates, agreed, noting that luxury cars can also pose safety risks.
“They’re flashy and powerful, but their sharp handling and excessive power can be hard to control in stressful situations,” Reyes said.
“Retirees are usually more cautious drivers, but in an emergency, an overly responsive car can be difficult to manage and increase the risk of accidents.”
3. Cars With High Maintenance Needs
Some cars require more upkeep than others, which can be costly. Lauren Fix, an industry expert at The Car Coach, recommends avoiding cars with high maintenance demands.
“Plug-in hybrids and electric cars, for example, have extra weight, which means you’ll need to replace tires and brake pads every year or every 12,000 miles,” Fix explained.
4. Cars With High Insurance Costs
Insurance for certain cars, like luxury or new models, can be expensive. Fix suggests choosing a car with lower insurance costs to save money.
“Finding a reliable car with affordable insurance rates can help retirees manage their expenses better,” she said.
5. Cars With Low Safety Ratings
Fix emphasizes the importance of choosing a safe vehicle. “Look for cars with high safety ratings,” she advised. “Cars can be replaced—people can’t.”
Reyes supported this advice, highlighting that safety should be a top concern for retirees. “Older drivers may have slower reaction times or reduced mobility, making safety even more critical,” Reyes said.
“Driving a car with poor safety ratings can also weaken your legal position if you’re involved in an accident.”
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