Race Day Live A cruise vacation turned into a financial nightmare for Cameron Masterman after he contracted the flu while onboard a Norwegian Cruise Line ship.
His medical bill? A shocking $47,000. Despite already making partial payments, he still owes $21,000.
Cameron and his wife had purchased travel insurance before their trip, hoping it would cover unexpected medical costs.
However, they have yet to receive any financial relief. Many travelers don’t realize that travel insurance policies often have exclusions, especially for pre-existing conditions or illnesses contracted during a trip. Some policies require extra coverage for comprehensive medical care while traveling.
Norwegian Cruise Line responded to the situation in a letter, stating that their medical pricing is similar to other cruise lines and is “fair and reasonable.”
A spokesperson also confirmed that they are reviewing whether the charges for flu treatment were typical.
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Many cruise passengers are unaware of how expensive onboard medical care can be. While some cruise lines provide cost details in advance, the information isn’t always easy to find or clearly explained before departure.
Stories of high medical bills on cruises are becoming more common, leading to growing concerns about pricing transparency and industry regulations.
With more people choosing cruises for vacations, unexpected medical expenses like Cameron’s will likely gain more attention in the coming months.
This case serves as a reminder for travelers to carefully review their insurance policies and understand the potential costs of medical care before setting sail.
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