Social Security payments often follow a regular schedule, but important changes are set for 2025 due to Federal Holidays. The Social Security Administration (SSA) does not schedule payments on Federal Holidays, and they ensure payments are sent on time by rescheduling them to the previous business day.
This change is important for SSI (Supplemental Security Income) recipients and others who rely on these payments. The adjustment prevents delays caused by government offices and banks being closed on national holidays.
First Federal Holiday Will Impact SSI Payment
The first Federal Holiday of 2025, New Year’s Day, will affect the first SSI payment of the year. SSI payments are generally sent on the first of each month. However, because January 1 is a Federal Holiday, recipients will instead receive their payment a day earlier, on December 31, 2024.
This means that the 2025 Cost-of-Living Adjustment (COLA) increase for SSI recipients will arrive just 24 hours ahead of schedule. This change offers relief to low-income Americans who depend on these payments to cover their expenses
Another Federal Holiday to Reschedule Payment in September
Another adjustment will come on Labor Day, Monday, September 1, 2025. Since Labor Day is a Federal Holiday, SSI payments due on that date will instead be sent on Friday, August 29, 2025.
SSI payments are expected to be up to $967 for eligible individuals, and this change ensures the payment remains timely despite the holiday.
Full List of Federal Holidays in 2025
Here’s the complete list of Federal Holidays for the United States in 2025:
- Wednesday, January 1: New Year’s Day
- Monday, January 20: Birthday of Martin Luther King, Jr.
- Monday, January 20: Inauguration Day
- Monday, February 17: Washington’s Birthday
- Monday, May 26: Memorial Day
- Thursday, June 19: Juneteenth National Independence Day
- Friday, July 4: Independence Day
- Monday, September 1: Labor Day
- Monday, October 13: Columbus Day
- Tuesday, November 11: Veterans Day
- Thursday, November 27: Thanksgiving Day
- Thursday, December 25: Christmas Day
The SSA aims to make these adjustments easy for recipients to manage, ensuring timely access to funds while accounting for Federal Holidays.
