Most people know Social Security as a program that gives money to people who are disabled. It does this through programs like Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). This month, there is good news for people who are qualified for SSI for disability benefits. The amount of money you get from SSI checks, like retirement checks, depends a lot on where you live. This month, many users may get more money depending on what state they live in.
Here is a list of the states that will get the biggest unemployment checks this month
Through the SSI program, people who are blind or ill and have less than a certain amount of money can get a monthly payment. People over the age of 65 who meet the income standards for SSI benefits can get them even if they are not currently disabled. You might still be able to get SSI even if you already get retirement or SSDI payments. The Social Security Administration says that working Americans who meet the following conditions can get SSDI benefits:
- You must have worked jobs that paid for Social Security
- Social Security says that you are disabled if you have a medical condition that fits their description.
- People with disabilities who haven’t been able to work for a year or more usually get monthly SSDI payments. People often get extra benefits until they can get regular work again. People are also given work benefits like ongoing perks and health insurance to help them get back to work.
In what states might your disability checks not be enough to cover your living costs?
No matter where you live in the US, your disability benefit checks will be the same, based on your income and other factors. But because of differences in how much it costs to live, the money will not go as far in some places as it does in others. It is not possible that you will be able to live well on SSI or SSDI alone, no matter where you live. You will make more money, though, if you live in a low-cost state instead of an expensive one. Kiplinger said that information from MIT’s Living Wage Calculator showed that in many parts of the country, people need up to three times more money than the average SSDI user in order to cover their living costs.
Kiplinger looked at where Social Security Disability Insurance payments go the furthest based on the ratio of payouts to median income. They found three states where SSDI covers at least half of a person’s living costs. Wyoming was the best, covering about 52% of a person’s costs. There are, however, six places where SSDI benefits would not cover more than 40% of the cost of living. In this group, Washington, D.C., comes in last because the average SSDI payment there is only enough to cover 30% of living costs. The ten states below have the biggest percentage of people who get SSI benefits living on their benefits:
South Dakota 32.7%
Wyoming 31.8%
North Dakota 31.6%
Tennessee 31.4%
West Virginia: 31.4%
Kentucky 31.4%
Arkansas 31.2%
Ohio 31.1%
Mississippi 31.0%
Oklahoma 30.8%
Conversely, the District of Columbia offers the lowest increase in SSI benefits, at 21% of living wages. Based on the research findings,, here you can check the bottom five states:
New York: 21.1%
Hawaii: 22.1%
Massachusetts: 22.2%
California: 22.2%
New Jersey: 23.6%
