Up to $967! Social Security Recipients to Get Payments This Week

Race Day Live  Some people receiving Social Security payments will notice a slight change in their payment schedule this month. Normally, Supplemental Security Income (SSI) payments are sent on the first day of each month.

However, since February 1 falls on a Sunday, the payment will be sent earlier—on Friday, January 31. A similar adjustment will happen next month when March 1 falls on a Saturday, so payments will go out on Friday, February 28.

Who Receives SSI and Social Security?

SSI provides financial help to people with low income, including seniors, individuals with blindness, and those with qualifying disabilities. While some people receive both SSI and Social Security benefits, the two programs are different.

• SSI: Funded by the U.S. government, this program does not require prior work history.
• Social Security: Paid based on taxes contributed during a person’s working years.

Currently, around 5 million Americans receive SSI benefits, while an additional 1.5 million receive both SSI and Social Security. In total, about 65 million Americans receive Social Security payments.

How Much Are the Payments?

The maximum monthly SSI benefit for 2025 has increased due to a Cost of Living Adjustment (COLA). Here’s a comparison:

• 2024 Payments: $943 per month for individuals, $1,415 per month for couples.
• 2025 Payments: $967 per month for individuals, $1,450 per month for couples.

The increase is due to a 3.2% COLA, which helps recipients keep up with rising living costs. While this adjustment is lower than the 8.7% increase seen in 2023, it aligns closely with the 2.6% average COLA over the past 20 years.

Why Do Payments Change?

The COLA is designed to adjust Social Security benefits based on inflation. Over the years, the adjustments have varied significantly. Here are some key changes:

• Highest COLA Increase: 8.7% in 2023.
• Lowest COLA Increase: 0% in 2010, 2011, and 2016.
• Average COLA Increase: 2.6% over the last two decades.

This year’s increase is smaller than in 2023 but still helps beneficiaries keep up with rising prices.

When Will You Receive Your Payment?

For those who rely on SSI, keeping track of the payment schedule is important. Here’s what to expect:

• January Payment: Sent on Friday, January 31, instead of February 1.
• February Payment: Sent on Friday, February 28, instead of March 1.

If you receive Social Security benefits in addition to SSI, your Social Security payment will arrive based on your birthdate:

• Born on the 1st-10th: Payment sent on the second Wednesday of the month.
• Born on the 11th-20th: Payment sent on the third Wednesday of the month.
• Born on the 21st-31st: Payment sent on the fourth Wednesday of the month.

Read More:

• Social Security Overhaul: 6 Major Changes Coming in 2025!
• How Much Social Security Could Go Up in 2026? New COLA Projection!

What Should You Do?

If you receive SSI or Social Security, make sure to check your bank account on the adjusted payment dates. If you don’t receive your payment on time, you can:

• Check your payment status online through the Social Security Administration (SSA) website.
• Contact your bank to confirm any delays.
• Call the SSA at 1-800-772-1213 for assistance.

Final Thoughts

The 2025 Social Security and SSI payments are increasing slightly due to COLA adjustments. While these changes may not be as high as in previous years, they still help millions of Americans manage their expenses.

If you rely on these benefits, staying informed about payment dates and amounts will help ensure you receive your funds on time.

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